Best practices for using UPI payment services
- Beware of Mobile phishing: always download legitimate UPI applications from bank’s official website, and be cautious before you download it from App store.
- Keep strong passwords for your phone as well as for your UPI application.
- Do not share MPIN with anybody (not even with bank), and be suspicious of unknown callers claiming to be from your bank.
- Use biometric authentication if possible.
- Update your mobile OS and applications as often as possible to be secure from vulnerabilities.
- It is advisable for users to enable encryption, remote wipe abilities and anti-virus software on the phone.
- Keep your SIM card locked with a Pin to avoid misuse, in case of loss or theft of the mobile device; You can contact your subscriber to block the subscription of the SIM card.
- Avoid connecting phones to unsecured wireless networks that do not need passwords to access
- Only visit authorized website for contact numbers of service providers or help desk centre, never use the random contact numbers found upon searching google.
- Never share any personal information to any one over the mail or calls.
- Be aware that no government or financial institution will seek personal information for any purpose.