Multi-factor authentication (MFA) is a security system that adds an extra step to logging in to accounts. Instead of just using a password, MFA requires two or more verification factors, making it much harder for hackers to gain access even if they steal your password.

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    1. You enter your username and password like usual.

    2. The system asks for a second verification factor, such as:

    a. A one-time code (OTP) from your phone, SMS, or security key

    b. Biometric factor like fingerprint scan

    c. Answering a security question

    3. If the second factor matches what the system has on record, you are granted access.

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    • Stronger defence against cyberattacks

    • Protection for sensitive information

    • Wide availability on many online services

    If you're concerned about online security, enabling MFA on your important accounts is a good idea.